DSCR - Investor Cash Flow

Overview

The Investor Cash Flow (DSCR) program allows real estate investors to qualify based on property income rather than personal income, making it easier to scale rental portfolios.

Eligibility

• Qualification Method: DSCR >= 1.00

  • DSCR less than 1.00 considered on exception basis

• Property Types: SFR, 2-4 units, PUD, Condo, Non-warrantable Condo, Condotel

• Occupancy: Non-Owner Occupied

• Additional guidelines may apply. Contact AE for more information

Borrower Profile

Ideal for:

• Real estate investors

• Portfolio landlords

• Self-employed borrowers

• Clients seeking simplified income qualification

Loan Limits

• Minimum Loan Amount: $200,000

• Maximum Loan Amount: $5,000,000