Bank Statement

Overview

The Bank Statement program allows borrowers to qualify using cash flow from bank statements instead of tax returns.

Eligibility

  • Bank Statements: 12 or 24 months

  • Account Type: Business or Personal

  • Income Calculation: Completed by AMS

  • Additional guidelines may apply. Contact AE for more information

Borrower Profile

Ideal for:

  • Self-employed borrowers

  • Borrowers with significant tax write-offs

Loan Limits

  • Minimum Loan Amount: $150,000

  • Maximum Loan Amount: $5,000,000