Flexible Non-QM Solutions, Designed for Your Success.
Our Programs.
-
DSCR (Debt Service Coverage Ratio) Loans
Designed for real estate investors, this program allows qualification based on property cash flow rather than personal income.
-
Bank Statement Loans
Ideal for self-employed borrowers, income is verified through personal or business bank statements instead of traditional pay stubs or tax returns.
-
Asset Depletion / Asset Qualifier Loans
Allows borrowers to qualify based on verified assets rather than standard income documentation, perfect for clients with strong net worth but irregular income.
-
Expanded Prime / Near-Prime Loans
Flexible lending solutions for borrowers with recent credit events or complex financial profiles who may not meet conventional guidelines.
-
Other Alternate Income Solutions
We also provide a variety of flexible programs that accommodate other nontraditional income documentation, helping borrowers who don’t fit standard guidelines secure the financing they need.

